Questions? Call Us (973) 325-7500



We first met Geraldine through the referral of our local Primary Care Doctor. She assisted my wife and I as we transitioned from work group coverage to Medicare, several years later my wife became ill and needed to be put into a long term care facility. We did not have the funds to private pay; we did not know where to turn. Geraldine helped us obtain Medicaid to pay for nursing home care. She is a “God sent” She is such a resource to have in your corner. She truly is an expert in Medicare & Medicaid.

– David- Englewood, NJ

As though turning 65 and applying for Medicare isn’t scary enough, you also realize you need a Supplemental Plan. The process of applying for Medicare within the enrollments periods can be so confusing. I met Geraldine at a class she was teaching on Managing Health Care in Retirement at the Essex County College in West Caldwell, NJ. She provided us with a free consultation to analyze our needs and make recommendations. She was honest, dependable and extremely knowledgably. I continue to refer her to all our friends who are in need of healthcare planning to handle a Medicaid crisis or for guidance on Medicare.

– Kathy-Cedar Grove, NJ

 Geraldine has made our lives less complicated because of her expert ability to guide us through the Medicare maze. Her expertise in this field has eliminated all the guesswork we would have had to muddle through on our own. She saved us valuable time in researching the best choices available and we would truly like to thank her for her services. We will always be grateful and because of her on going thoroughness, she always puts our best interests first. We never hesitate to refer our friends and family to her and would like to thank her for her personable nature.

-Paula & Jeff, Morristown, NJ

The process of applying for Medicaid was made easier by your explanations of the necessary steps required for the application as well as the paperwork required. My wife was always the person responsible for our finances. Sadly, I was left in the dark after she was diagnosed with Dementia. Geraldine and her team helped me organize and obtain all necessary documents required by Medicaid; there is no way I could have done this without your services.

-Michael- Montclair, NJ

Words cannot express my thankfulness for the support and help I have gotten and am still getting from Callahan Financial Services, Geraldine is God sent! Her extensive knowledge of the Medicaid requirements and laws, along with her genuine care and concern for her clients has made the process of filing so much easier.

–John-Teaneck, NJ

Just a note of appreciation and gratitude for all your efforts, I do want to thank you so much for guiding me through a very difficult time, as well as, arranging and processing the Medicaid application for mom. Your advice and suggestions were invaluable. It was also very reassuring that you were always there to answer any questions I had. 

-Rebecca-West Orange, NJ

When my father got ill and needed 24 hour care, I was suddenly plunged into the confusing world of Medicare and Medicaid. Little did I know that Medicare would quickly stop paying for his care after a limited number of days.  I was left confused and not knowing what to do. A friend referred me to Callahan Financial Services Group after attending a class at the Parsipanny Adult School lead by Geraldine. Geraldine did what I never could have done alone, that is, she obtained Medicaid for my father in a timely way. I am very grateful for her help and support during one of the most difficult times in our lives.

-Betty- Parsippany, NJ

  • team member

  • team member